By proceeding any further you will be deemed to have read our Terms and Conditions and Privacy Statement.Accessibility-audio-enhancement accessibility-braille-friendly accessibility-disabled-access android app-store-apple app-store-google arrow-black arrow-d arrow-green-two-toned arrow-green arrow-r arrow-u arrow b-corp-certification Logo-BB bg-warning breadcrumb calculator-big calculator caret-d-thick caret-d caret-l-bold caret-l caret-r-bold caret-r caret-u check-logo-atm check-logo-business check-logo-kiwibank check-logo-local chevron-black chevron-dropdown chevron-green-two-toned chevron-light chevron-medium-black chevron-medium-down chevron-medium chevron-skinny chevron circle-arrow clock close-x content-tip-flip content-tip-orange content-tip-white content-tip csv direction-pointer document email-experts facebook fax filters hamburger info-bg info-with-square info inner-kiwi iphone kiwibank-logo-black-text kiwibank-logo-md kiwibank-logo-print kiwibank-logo-rebrand kiwibank-logo-sm kiwibank-logo link linkedin load-next local-for-kiwibank-logo location-box-marker location-experts location-pin Email_PMS350 marker-small marker menu mobile-experts Mobile_PMS350 mouse padlock-outline-black padlock-outline padlock pause pdf pencil play-big play-black play-rounded Play - sharp Play-small play postshop-logo quote-mark radio_button-checked radio_button rainbow-tick-white rebrand-alert-square rebrand-arrow-right rebrand-facebook rebrand-info-square rebrand-instagram rebrand-left-right-arrows rebrand-linkedin rebrand-list rebrand-location-pin rebrand-twitter search speech-bubble telephone-experts Phone_PMS350 text-bullet tick-green-white-background tick-green tick twentyfour-hours twitter user video-big video warning-with-square warning Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Authorised by the Prudential Regulation Authority and with deemed variation of permission. ![]() In the UK, Bank of Ireland is authorised and regulated by the Central Bank of Ireland. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.īank of Ireland is regulated by the Central Bank of Ireland. A 1% interest rate rise would increase monthly repayments by €54.02 per month.īank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 40 Mespil Road, Dublin 4 and registered number 593672. APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. A typical mortgage of €100,000 over 20 years with 240 monthly instalments costs €615.79 per month at 4.2% variable (Annual Percentage Rate of Charge (APRC) 4.3%). ![]() Maximum loan is generally 3.5 times gross annual income (4 times gross annual income for first time buyers) and 90% of the property value, (70% of the full property value for Buy to Let) but these limits may vary. ![]() You mortgage your property to secure the loan. Mortgage approval is subject to assessment of suitability and affordability. Lending criteria and terms and conditions apply. Principal Dwelling Homes: The lender is Bank of Ireland Mortgages.
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